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Our Loan Programs

Our Premier Lending program is top-tier for borrowers with no-experience utilizing gap funds. We specialize in working with new investors to get them max leverage and the answers they need to be confident. Fast closings in as little as 3 days. 

Fix & Flip No Doc

  • Only pay interest on rehab funds after draws
  • 85-90% of Purchase/100% Rehab
  • Close In As Little As 10 Business Days
  • Term Sheet Within Minutes
  • Rates from 8-12%
  • No Experience Needed
  • Min 700 Credit
  • Nationwide
Quick App

Fix & Flip Fast Close

  • 2 Day Draws
  • 90% of Total Costs
  • Close In As Little As 3 Days
  • Simple and Easy Loan Process
  • Rates from 10-13%
  • No Appraisal
  • No Experience Needed
  • No Credit Check
  • Texas, Georgia, Florida, Missouri Colorado, Arizona, North Carolina, South Carolina & Tennessee
Quick App

100% Fix & Flip Financing

  • No Experience Needed
  • 650+ For 65% LTARV
  • 700+ For 70% LTARV
  • Close in as little as 5 days
  • Rates starting at 10%
Quick App

No Credit Check Options

No Appraisal Options

Never Any Pre-Payment Penalties

Our Loan Programs

Our Premier Lending program is no doc and we specialize in working with new investors to get them max leverage and the answers they need to be confident. Fast closings in as little as 3 days. Long and short term rental program options.

Fix & Flip No Doc

  • Only pay interest on rehab funds after draws (Save thousands)
  • 85-90% of Purchase/100% Rehab
  • Term Sheet Within Minutes
  • Rates from 10-12%
  • No Experience Needed
  • Min 660 Credit
  • Nationwide Except ID, AK, SD, ND, & HI
Quick App

Fix & Flip Fast Close

  • Single Family & 2-4 Units
  • 90% of Total Costs
  • Close in as little as 3 days
  • Simple and easy loan process
  • Rates from 10-13%
  • No Experience Needed
  • No Credit Check
  • Texas, Florida, & Tennessee
Quick App

Rental

  • Rates from 6's-8's
  • Most common is 30 year fixed
  • LTV up to 80%
  • 680+ Credit
  • No Doc DSCR loan available
Quick App

Utilize Asset-Based Loans to Realize Your Vision.

  • Versatile, short-term financing empowering investors to effortlessly fund their real estate ventures and expand their portfolio.
  • Attractive rates providing investors with the flexibility to discover and secure the perfect deal.

Investors helping other investors!

Versifi Capital was founded back in 2019. We started this company because we were so frustrated and fed up with the hard money world. From delayed closings, canceled closings, last minute rate and term changes, to being charged 3.5 points more than you were originally quoted. We figured there had to be a better way to do things, and quickly discovered there is. After purchasing a total of about a dozen fix and flips ourselves, we started Versifi Capital to provide the most honest, efficient, and competitive programs in the industry!
If you are searching for a lender and you call us last, you will know right away that our customer service and programs are top notch and that this is the last call you need to make. Great service, and great programs! If you call us first, go ahead, make a few more calls to see how we compare. We accept the challenge!

We founded our company to provide a better experience for real estate investors and developers – founded on our own experience in Fix & Flip lending.

Our Promise

Best Rates & Fees

We offer the most competitive pricing guaranteed!

Flexible Loan Programs

We have a diverse set of loan programs, investors & lender network to fund almost every investment loan scenario.

Robust Technology

Our web based technology streamlines loan intake, doc upload, & loan processing.

On-time, Fast Closings

We close loans faster than banks & our competition. As little as 3 days for Fix & Flip

Easy Application

Our Quick & Full App intake process is fast, easy & smart. It knows what info to ask & required docs for you to upload.

Best Customer Service

The number 1 reason we are told someone was referred to us is customer service. Specifically that we spend time with and actually answer calls and emails.

Our Fundings

21 Devonshire Dr, Bedford, TX 76021

Fix & Flip
$378,200

5708 North Branch Ave, Tampa, FL 33604

Fix & Flip
$409,100

54330 Avenida Diaz, La Quinta, CA. 92253

Fix and Flip
$483,000

What our Clients Say About Us

I've had great experiences working with Versifi Capital for my flip properties. They make the process easy and straightforward, especially for newbys. Burke was very professional and responsive, ensuring I got the to the finish line. If you're looking for a reliable hard money lender, I highly recommend Burke & Tyler at Versifi Capital. They've been a valuable partner for my investment ventures.

Michelle M. Richardson Founder of Teravisque Homes, LLC

Tyler & Burke are awesome! They are my go-to fix and flip lenders every time!

Josh Bustov Owner of Flipperville, SP

I can't express how grateful I am for Versifi Capital. As a first-time flipper, I was venturing into the real estate world with uncertainty and apprehension. But they specialize in assisting first-time flippers, and they've been an absolute lifesaver. Their hard money lending services not only provided the financial support I needed but also offered invaluable guidance tailored to newcomers like me. They made my dream of owning investment properties a reality and took the fear out of the process. Versifi Capital isn't just a lender; they're mentors and partners in your success. I couldn't recommend them more to fellow first-time flippers. Thank you for making my real estate dreams come true!

Elena Montgomery Owner of BHB Consulting, LLC

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