Funding That Hustles as Hard as You Do.
Funding That Hustles as Hard as You Do.
All‑in financing, hands‑on guidance, and a clear path to profit—delivered in days, not months.
600
+
Projects Complete
600
+
Projects Complete
600
+
Projects Complete
500
+
Happy Clients
500
+
Happy Clients
500
+
Happy Clients
$
124M
+
Project Value
$
124M
+
Project Value
$
124M
+
Project Value
Satisfied Clients
5 / 5
Satisfied Clients
5 / 5
Satisfied Clients
5 / 5
When people
do
work with us.
Lightning‑Fast Closings
We can close in as little as 3 days for fix and flip loans, so you lock up hot deals before competitors.
Max Leverage
Up to 100 % purchase + 100 % rehab keeps more cash in your pocket for the next project.
Lowest Rates
From First Nail to Final Refi—Lower Rates That Boost Your Bottom Line.
Transparent Pricing
Rate & fee lock on day one—no surprise points or junk fees at closing.
Investor‑Run Support
Talk to lenders who’ve flipped themselves; get real guidance, not call‑center scripts.
Nationwide Reach
One relationship funds deals across multiple markets as your portfolio scales.
When people
do
work with us.
Lightning‑Fast Closings
Funds can wire in as little as 3 days, so you lock up hot deals before competitors.
Max Leverage
Up to 90 % purchase + 100 % rehab keeps more cash in your pocket for the next project.
48‑Hour Draws
Crews stay working—not waiting—saving you thousands in holding costs.
Transparent Pricing
Rate & fee lock on day one—no surprise points or junk fees at closing.
Investor‑Run Support
Talk to lenders who’ve flipped themselves; get real guidance, not call‑center scripts.
Nationwide Reach
One relationship funds deals across multiple markets as your portfolio scales.
When people
do
work
with us.
Lightning‑Fast Closings
Funds can wire in as little as 3 days, so you lock up hot deals before competitors.
Max Leverage
Up to 90 % purchase + 100 % rehab keeps more cash in your pocket for the next project.
48‑Hour Draws
Crews stay working—not waiting—saving you thousands in holding costs.
Transparent Pricing
Rate & fee lock on day one—no surprise points or junk fees at closing.
Investor‑Run Support
Talk to lenders who’ve flipped themselves; get real guidance, not call‑center scripts.
Nationwide Reach
One relationship funds deals across multiple markets as your portfolio scales.
No Docs
Fast
100%
90%
of purchase price
700+ Credit
Close in 12 Days
Investors with decent credit who want simplicity without the paperwork.
Option Overview
100% of Rehab Costs
Rates from 8-12%
Soft Credit Check Only
Nationwide
No Experience Required
No Docs
Fast
100%
90%
of purchase price
700+ Credit
Close in 12 Days
Investors with decent credit who want simplicity without the paperwork.
Option Overview
100% of Rehab Costs
Rates from 8-12%
Soft Credit Check Only
Nationwide
No Experience Required
No Docs
Fast
100%
90%
of purchase price
700+ Credit
Close in 12 Days
Investors with decent credit who want simplicity without the paperwork.
Option Overview
100% of Rehab Costs
Rates from 8-12%
Soft Credit Check Only
Nationwide
No Experience Required
VersiFi Solutions
VersiFi Solutions
VersiFi Solutions
Loan options made easy for real estate investors.
Loan options made easy for real estate investors.
Loan options made easy for real estate investors.
We specialize in hard money lending for new and growing investors who need more leverage, more speed, and more answers.
Our Process, Explained
Our Process, Explained
Our Process, Explained
Here's how it works
Here's how it works
Here's how it works
1
Apply in Minutes
Fill out our quick app — no fluff, no credit check, no hidden fees.
1
Apply in Minutes
Fill out our quick app — no fluff, no credit check, no hidden fees.
1
Apply in Minutes
Fill out our quick app — no fluff, no credit check, no hidden fees.
2
Get Terms Same Day
Receive a personalized term sheet within hours, not days.
2
Get Terms Same Day
Receive a personalized term sheet within hours, not days.
2
Get Terms Same Day
Receive a personalized term sheet within hours, not days.
3
Close & Fund Fast
We can close in as fast as 72 hours so you can get to work.
3
Close & Fund Fast
We can close in as fast as 72 hours so you can get to work.
3
Close & Fund Fast
We can close in as fast as 72 hours so you can get to work.
Featured Fix & Flips
Featured Fix & Flips
Featured Fix & Flips
Our proof on the ground.
Our proof on the ground.
Our proof on the ground.
View some of our client's most recent flips achieved with our lending solutions.
Who We Are
Who We Are
Who We Are
We're investors helping other investors.
We're investors helping other investors.
We're investors helping other investors.
We founded VersiFi Capital after flipping a dozen properties ourselves—and getting burned by shady lenders more times than we could count.
600
+
Projects Complete
600
+
Projects Complete
600
+
Projects Complete
500
+
Happy Clients
500
+
Happy Clients
500
+
Happy Clients
$
124M
+
Project Value
$
124M
+
Project Value
$
124M
+
Project Value
98
%
Client Satisfcation
98
%
Client Satisfcation
98
%
Client Satisfcation
Our Vision
VersiFi exists to give real estate investors the speed, transparency, and quality lending services with your best interest in mind.
Our Vision
VersiFi exists to give real estate investors the speed, transparency, and quality lending services with your best interest in mind.
Our Vision
VersiFi exists to give real estate investors the speed, transparency, and quality lending services with your best interest in mind.
Our Mission
Eliminate delayed closings. last-minute rate changes, and surprise fees. It was broken, so we built something better.
Our Mission
Eliminate delayed closings. last-minute rate changes, and surprise fees. It was broken, so we built something better.
Our Mission
Eliminate delayed closings. last-minute rate changes, and surprise fees. It was broken, so we built something better.
What Our Clients Say
What Our Clients Say
What Our Clients Say
Real people. Real progress.
Real people. Real progress.
Real people. Real progress.
Our clients’ success stories reflect our commitment to excellence. See how we’ve helped them navigate their real estate deals.
Kristen Evans
Real Estate Investor
"Whenever we agreed to terms when we started those were the terms we ended with. We appreciated that predictability."
Kristen Evans
Real Estate Investor
"Whenever we agreed to terms when we started those were the terms we ended with. We appreciated that predictability."
Kristen Evans
Real Estate Investor
"Whenever we agreed to terms when we started those were the terms we ended with. We appreciated that predictability."
Jose Guzman
New House Flipper
"Burke you're the freaking man. I owe so much to you. You are the one who got me into the real estate lending game."
Jose Guzman
New House Flipper
"Burke you're the freaking man. I owe so much to you. You are the one who got me into the real estate lending game."
Jose Guzman
New House Flipper
"Burke you're the freaking man. I owe so much to you. You are the one who got me into the real estate lending game."
Andre Grace
Grace Real Estate Investments
"He has been very instrumental in me not just accquring properties but in the whole process of dealing with hard money lenders."
Andre Grace
Grace Real Estate Investments
"He has been very instrumental in me not just accquring properties but in the whole process of dealing with hard money lenders."
Andre Grace
Grace Real Estate Investments
"He has been very instrumental in me not just accquring properties but in the whole process of dealing with hard money lenders."
Rob & Debbie Mann
Repeat Clients
"The key thing that is our takeaway is that Burke is all about the extra mile, the extra time, and the extra care."
Rob & Debbie Mann
Repeat Clients
"The key thing that is our takeaway is that Burke is all about the extra mile, the extra time, and the extra care."
Rob & Debbie Mann
Repeat Clients
"The key thing that is our takeaway is that Burke is all about the extra mile, the extra time, and the extra care."
I've had great experiences working with Versifi Capital for my flip properties. They make the process easy and straightforward, especially for newbys. Burke was very professional and responsive, ensuring I got the to the finish line. If you're looking for a reliable hard money lender, I highly recommend Burke & Tyler at Versifi Capital. They've been a valuable partner for my investment ventures.
Michelle M. Richardson
Founder of Teravisque Homes, LLC
I've had great experiences working with Versifi Capital for my flip properties. They make the process easy and straightforward, especially for newbys. Burke was very professional and responsive, ensuring I got the to the finish line. If you're looking for a reliable hard money lender, I highly recommend Burke & Tyler at Versifi Capital. They've been a valuable partner for my investment ventures.
Michelle M. Richardson
Founder of Teravisque Homes, LLC
I've had great experiences working with Versifi Capital for my flip properties. They make the process easy and straightforward, especially for newbys. Burke was very professional and responsive, ensuring I got the to the finish line. If you're looking for a reliable hard money lender, I highly recommend Burke & Tyler at Versifi Capital. They've been a valuable partner for my investment ventures.
Michelle M. Richardson
Founder of Teravisque Homes, LLC
I can't express how grateful I am for Versifi Capital. As a first-time flipper, I was venturing into the real estate world with uncertainty and apprehension. But they specialize in assisting first-time flippers, and they've been an absolute lifesaver. Their hard money lending services not only provided the financial support I needed but also offered invaluable guidance tailored to newcomers like me. They made my dream of owning investment properties a reality and took the fear out of the process. Versifi Capital isn't just a lender; they're mentors and partners in your success. I couldn't recommend them more to fellow first-time flippers. Thank you for making my real estate dreams come true!
Elena Montgomery
Owner of BHB Consulting, LLC
I can't express how grateful I am for Versifi Capital. As a first-time flipper, I was venturing into the real estate world with uncertainty and apprehension. But they specialize in assisting first-time flippers, and they've been an absolute lifesaver. Their hard money lending services not only provided the financial support I needed but also offered invaluable guidance tailored to newcomers like me. They made my dream of owning investment properties a reality and took the fear out of the process. Versifi Capital isn't just a lender; they're mentors and partners in your success. I couldn't recommend them more to fellow first-time flippers. Thank you for making my real estate dreams come true!
Elena Montgomery
Owner of BHB Consulting, LLC
I can't express how grateful I am for Versifi Capital. As a first-time flipper, I was venturing into the real estate world with uncertainty and apprehension. But they specialize in assisting first-time flippers, and they've been an absolute lifesaver. Their hard money lending services not only provided the financial support I needed but also offered invaluable guidance tailored to newcomers like me. They made my dream of owning investment properties a reality and took the fear out of the process. Versifi Capital isn't just a lender; they're mentors and partners in your success. I couldn't recommend them more to fellow first-time flippers. Thank you for making my real estate dreams come true!
Elena Montgomery
Owner of BHB Consulting, LLC
Help Center
Help Center
Help Center
Frequently asked questions
Frequently asked questions
Frequently asked questions
How do you determine ARV? Is an appraisal required?
We order a Broker Price Opinion or virtual valuation; a full appraisal is only required for select products.
How much can I borrow?
Up to 90% of purchase price and 100 % of rehab, capped at 65–75 % LTARV. Minimum loan size is generally $150 k (state‑dependent).
Do you fund rehab costs and how are draws released?
Yes—typically 100 %. Draws are reimbursed after work is inspected and approved.
What are the loan terms and can I extend?
Standard terms run 6–24 months with extensions approved on roughly 95 % of projects.
What fees or pre‑payment penalties should I expect?
No pre‑pay penalties. “Junk” fees are capped at $1,499, and draw fees range $0–$199.
What credit score or financial docs are required?
No minimum FICO in TX, GA, CO, AZ, FL, NC, SC, TN, MO. All other states require 680+ (or a credit partner). Financials are rarely needed—occasionally we verify liquidity pre‑closing.
Where do you lend and who can borrow?
We lend nationwide except ND, SD, HI, and AK, to entities only (LLC, Corp, LP, etc.). Strong repeat borrowers qualify for even better rates and leverage.
How fast can I get approved and funded?
Complete the Quick App for a term sheet same day or within 24 hrs; typical funding is 10–13 business days. We’ve never pulled out of a committed deal.
How do you determine ARV? Is an appraisal required?
We order a Broker Price Opinion or virtual valuation; a full appraisal is only required for select products.
How much can I borrow?
Up to 90% of purchase price and 100 % of rehab, capped at 65–75 % LTARV. Minimum loan size is generally $150 k (state‑dependent).
Do you fund rehab costs and how are draws released?
Yes—typically 100 %. Draws are reimbursed after work is inspected and approved.
What are the loan terms and can I extend?
Standard terms run 6–24 months with extensions approved on roughly 95 % of projects.
What fees or pre‑payment penalties should I expect?
No pre‑pay penalties. “Junk” fees are capped at $1,499, and draw fees range $0–$199.
What credit score or financial docs are required?
No minimum FICO in TX, GA, CO, AZ, FL, NC, SC, TN, MO. All other states require 680+ (or a credit partner). Financials are rarely needed—occasionally we verify liquidity pre‑closing.
Where do you lend and who can borrow?
We lend nationwide except ND, SD, HI, and AK, to entities only (LLC, Corp, LP, etc.). Strong repeat borrowers qualify for even better rates and leverage.
How fast can I get approved and funded?
Complete the Quick App for a term sheet same day or within 24 hrs; typical funding is 10–13 business days. We’ve never pulled out of a committed deal.
How do you determine ARV? Is an appraisal required?
We order a Broker Price Opinion or virtual valuation; a full appraisal is only required for select products.
How much can I borrow?
Up to 90% of purchase price and 100 % of rehab, capped at 65–75 % LTARV. Minimum loan size is generally $150 k (state‑dependent).
Do you fund rehab costs and how are draws released?
Yes—typically 100 %. Draws are reimbursed after work is inspected and approved.
What are the loan terms and can I extend?
Standard terms run 6–24 months with extensions approved on roughly 95 % of projects.
What fees or pre‑payment penalties should I expect?
No pre‑pay penalties. “Junk” fees are capped at $1,499, and draw fees range $0–$199.
What credit score or financial docs are required?
No minimum FICO in TX, GA, CO, AZ, FL, NC, SC, TN, MO. All other states require 680+ (or a credit partner). Financials are rarely needed—occasionally we verify liquidity pre‑closing.
Where do you lend and who can borrow?
We lend nationwide except ND, SD, HI, and AK, to entities only (LLC, Corp, LP, etc.). Strong repeat borrowers qualify for even better rates and leverage.
How fast can I get approved and funded?
Complete the Quick App for a term sheet same day or within 24 hrs; typical funding is 10–13 business days. We’ve never pulled out of a committed deal.
Ready to fund your next flip?
No obligation. Just clarity and confidence for your next investment.
Ready to fund your next flip?
No obligation. Just clarity and confidence for your next investment.
Ready to fund your next flip?
No obligation. Just clarity and confidence for your next investment.